Stearns Bank National Association
| RSSD ID 141556 | CERTIFICATE 10988 | ABA NUMBER 91910455 | ||
| 4191 2nd St S | Quarter Ended : | 2024-06-30 |
| Saint Cloud, Minnesota, 56301 | Updated : | 2024-07-29 |
| www.stearnsbank.com | ||
| Related Company Filings | Regulator |
| STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN | FED |
| Financial Reports | |||
| RC - Balance Sheet Report | | ||
| RI - Income Statement Report | | ||
| :· All Financial Reports . | |||
| Financial Fast Facts | ||||
| Balance Sheet (USD, in thousands) | Income Statement (USD, in thousands, ytd) | |||
| Total Assets | 3,223,214 | Total Interest Income | 132,313 | |
| Total Liabilities | 2,710,630 | Total NonInterest Income | 6,230 | |
| Total Bank Equity Capital | 507,393 | Total Interest Expense | 46,615 | |
| Domestic Deposits | 2,377,776 | Total NonInterest Expense | 50,400 | |
| Total Deposits | 2,377,776 | Net Income | 20,604 | |
| Net Loans & Leases | 2,596,022 | Net Charge Offs | 14,164 | |
| Loan Loss Allowance | 78,162 | |||
| Regulatory Capital | Quarterly Averages (USD, in thousands) | |||
| Total capital | 527,204 | Total loans | 2,615,729 | |
| Total assets for the leverage ratio | 2,924,682 | Loans secured by real estate: | 1,240,744 | |
| Leverage ratio | 16.8 | Commercial and industrial loans | 1,336,972 | |
| Tier 1 Capital Ratio | 17.4 | Loans to individuals - Credit Cards | 0 | |
| Total Capital Ratio | 18.66 | Loans to individuals - Other | 1,812 | |